Free Money? For a limited time: Sign up to the XDR.money waiting list, get one or more friends to sign up too and we will give you XDR.money worth $25/€22/£19 to spend anywhere you like!
Maximum one bonus per person.
Free XDR.money can only be spent online, not exchanged for cash.
Free XDR.money will be sent to you when we launch.
We guarantee 100% privacy.


What is XDR.money

XDR.money is the new easy to use stable crypto-currency.

We got sick of seeing people lose money because the value of their local currency kept dropping against the US dollar and other major currencies and made everything more expensive.

We also got sick of not earning any interest on our savings in the bank.

So we came up with an electronic currency just like Bitcoin, but has a stable price, not like Bitcoin, and also pays interest, also unlike Bitcoin.

We also wanted it to be simple to use, so instead of sending money to your mother at a hard to remember address like “3J98t1WpEZ73CNmQviecrnyiWrnqRhWNLy”, you can send it to mum@example.com or your mum’s phone number.

Later on we are going to send out XDR.money debit cards that you can use online, at ATMs worldwide or in person anywhere that Mastercard and Visa are accepted to spend your XDR.money.

Today’s conversion rates:

1 XDR.money buys 1.41

1 XDR.money buys 1.07

1 XDR.money buys 1.20

1 XDR.money buys JPY 160

1 XDR.money buys CNY 9.34

1 XDR.money buys 81

1 XDR.money buys 0.0002

Updated daily.
Rates supplied by

How it works

XDR.money is valued at parity to (the same as) the International Monetary Fund’s Special Drawing Rights (SDR with currency code XDR) reserve currency.

In the words of the IMF:

“The SDR is an international reserve asset, created by the IMF in 1969 to supplement its member countries’ official reserves. As of March 2016, 204.1 billion SDRs (equivalent to about $285 billion) had been created and allocated to members.

The value of the SDR is based on a basket of five major currencies—the US dollar, the euro, the Chinese renminbi (RMB), the Japanese yen, and the British pound sterling.”

More information on SDR can be found here: International Monetary Fund

Because of the way the SDR is valued it remains very stable compared to other currencies making XDR.money an excellent currency to use for savings, trade and purchases. XDR.money is valued at 1:1, so one XDR.money = one SDR.

SDR also pay interest at a rate calculated weekly. The minimum interest rate is 0.05% per week, or 2.6% per year. XDR.money holders can also earn this same interest rate on any XDR.money held.

* Please note the only connection between XDR.money and the SDR is the setting of price and interest rate, XDR.money has no other connection to the IMF or its members.

Using XDR.money

We are creating the easiest to use electronic or crypto-currency system in the world.

This is what we are building:

We want money transfers to be really, really cheap and to be as simple as saying “please send 10 XDRs to dave@example.com”.

We want you to be able to check your balance, transactions and interest earned on any phone or computer, regardless of your internet speed or whether the screen on your phone is in HD or not.

We want to make it really easy for you to convert your money into XDR.money at anytime.

We want you to be able to spend XDR.money online at supported merchants without any complications.

We also want you to be able to use a debit card that accesses your XDR.money balance directly. This means you can take out cash from nearly any Cash Machine around the world, and also use your card for purchases at nearly all stores in person or online.

We also want you to feel that your XDR.money is safe, so security and trust are our number one priorities. But don't worry, keeping you happy is just as important to us.

Sign up to the waiting list to be kept up to date with progress, refer a friend and receive $US25 worth of XDR.money when we launch.

About XDR.money

We are a group of mathematicians, economists, and programmers with a simple mission: Create a stable electronic currency that is easy for everyone to use.

We aren’t trying to make the perfect anonymous payment system or currency, please look elsewhere if that is what you are looking for.

We are just trying to make lots of people’s lives easier and more financially secure.

By signing up here you are showing your support to our mission and helping us build a more balanced financial future for everyone.